Your pension choices with Standard Life

Our pre-retirement pension options give you a number of ways to save for your Second Life. Read on to find out more and see which might work best for you.

  • Synergy PRSA

    Our Synergy PRSA (Personal Retirement Savings Account) is a flexible, long-term saving option that moves with you as you go through your working life. You can choose and keep track of your investments and stop, restart and change your contributions at any time.

  • Synergy Buy Out Bond

    This gives you the option of moving an old pension scheme, one that's closing or one you set up in the UK to a new home. That way it's easier to keep track of your pension investments until you're ready to access them.

     

  • Synergy Executive Pension

    A tax-efficient option for proprietary directors (owning or controlling 5% or more of a company's shares) or key employees.
    This product is only open to top-ups by existing Synergy Executive Pension customers.

  • Synergy Personal Pension

    This could be the right choice if you're self-employed, or if you don't have a company pension. Our Synergy Personal Pension lets you choose where to invest, and gives you the flexibility to stop, restart and change your contributions any time.

Warning: The value of your investment may go down as well as up

Warning: Your investments may be affected by changes in currency exchange rates

Warning: You may lose some or all of the money you invest

Warning: If you invest in these products you will not have any access to your money until you retire

  • Compare pension products

    This at-a-glance table will help you compare the benefits of the different pension products we offer.

     

     

  • Accessing your account online

    My Standard Life lets you access online information about your policies and accounts. It's a simple, convenient way to track how your policies are performing.

  • Your questions answered

    Before you get in touch, why not see if you can find the information you're looking for in our FAQs about pensions, savings and investment, servicing and online services.

     

  • Your Pension. Your Way.​

    Access our informative guide to ensure you are planning your pension on your terms.​