Synergy Personal Retirement Savings Accounts (PRSA) and/or PRSA Additional Voluntary Contributions (AVC)

You'll find our Synergy PRSA application, and Synergy PRSA AVC application, as well as more information and supporting documents, on our Synergy PRSA page.

These are the items that are missed most often – we've listed them according to the relevant page on the application form:

Synergy PRSA application

• Page 4 – contribution type.You have five choices: employee and employer regular contributions not representing AVCs, employee and employer single contributions not representing AVCs, or a transfer payment not representing AVCs.
• Page 5 – employer declaration. You only need to complete this section if your client's employer is making a regular or single contribution.
• Page 6 – salary deduction.You only need to complete this section if your client wants to make a net pay arrangement
• Page 10 – your signed and dated adviser's declaration. Please also tell us whether you want bonus commission, even if only regular contributions are being paid now. Remember, you'll need to choose your PRSA commission terms at the outset, and they can’t be changed – they'll apply to the whole policy

Synergy PRSA  AVC application

• Page 4 and 5 - contribution type. You have three choices: Regular AVC, single AVC, transfer payment representing AVCs only
• Page 5 – salary deduction. You only need to complete this section if your client wants to make a net pay arrangement 
• Page 9 and 10 – your signed financial adviser's declaration. Please also tell us whether you want bonus commission, even if only regular contributions are being paid now. Remember, you'll need to choose your PRSA commission terms at the outset, and they can’t be changed – they'll apply to the whole policy 

We'll need to see:

• Proof of your client's date of birth, such as a copy of their unexpired passport or driving licence
• Proof of their PPSN, such as a copy of their Revenue correspondence to them
• For PRSA AVCs, we'll also need a copy of a recent annual benefit statement from your client's occupational pension scheme
• For transfer payments, a Certificate of Comparison (unless exempt)
• If a transfer payment is subject to or as a result of family law proceedings like a Pension Adjustment Order, please enclose a copy of the Notice or Order

If we need further information, we'll let you know. 

You can post documents to us at 90 St Stephen's Green, Dublin, D02 F653. 

Alternatively, you can scan and email them to prsanewbusiness@standardlife.ie, but please remember that you'll need to make sure they're properly protected. We can't guarantee that any email you send us will be received, or that it will remain private and unaltered during internet transmission.