Societe Generale Fixed Term Deposits

Fixed term deposits with Societe Generale are now available as an investment option on our Synergy Products, including Synergy PRSA

They maybe a suitable investment option if you are looking for a low risk investment for your clients. Fixed term deposits are available from 2 to 5 years. The minimum deposit is €250,000

Latest fixed term deposit rates with Societe Generale

Barclays Structured deposits

No structured deposits currently available. Please contact your Standard Life Business Manager for details of next tranche.

Policy cash account

The policy cash account is provided by a third party deposit provider, set up within the policy. Payments are both credited to and deducted from this account to facilitate the various self-directed options. There's more information in the Key Features document and Self-Directed Options Guide

The variable interest rate payable on the policy cash account from 23 October 2024 is 3.20% gross (3.25% AER*), and is subject to change at any time (it was 3.45% gross (3.50% AER*) between 18 September 2024 and 22 October 2024). AER is the annual equivalent rate and shows what the interest rate would be if compounded and paid each year.

Please make sure your clients are aware of the relevant Synergy product charges, including the annual management charge of 1% on all deposits. Returns on their investment will also be affected by the commission structure you have agreed with them.

Useful Links

The information on standardlife.ie/adviser is designed for financial advisers. It's not suitable for anyone else. If you're not a financial adviser, please go to standardlife.ie for information about the products and services we offer.